Thank Goodness for Medisave

When I went through my surgery in June, I was lucky enough to not have to come out one cent in cash. The bill which came up to about SGD1,400 after government subsidy, was paid for using what is called my Medisave account.

Medisave account, in Singapore,  is something like forced savings. Every month a certain percentage is taken out from our salary and placed in a Central Provident Fund (CPF). Then that money is divided into three portion in CPF: the Ordinary Account (we can use this for purchasing our homes), Medisave account (pays for our medical bills) and Special account (our retirement fund). My medical bills was paid for using my Medisave account. I can also use this account to pay for my mom’s hospitalization bill for instance. Awesome right?

I understand in the US,  Medicare Supplement Insurance, can help with medical bills too. As I understand it Medicare Supplemental Insurance is a policy provided by private insurance companies that fill the gaps in coverage that your basic Medicare Part A and Medicare Part B do not cover. There are various plans in the US so choose the best one for yourself. The CMS.gov also has great information on Medicare and Medicaid Services so be sure to check those too before deciding on your healthcare needs.

Cheerio…

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Shemah

Moving On

It’s been a depressing week.

As most of you know, my cat, Jam Jam didn’t make it through.  After getting home, she refused to eat unless force fed and each time she “smell” her meds and see the water syringe, she would salivate madly. There was also also an instance when I forced the meds and within seconds she was vomiting everything out.  By the time we brought her back to the clinic, she was already too weak to fight it. So, YES, my Baby Jam has gone to the rainbow bridge.

On that note, life has to go on. That roadside assistance plan got to be looked into. Yes, the car is dead AGAIN. In fact it happened on the day we sent Jam Jam to UPM for her surgery. Fortunately we were already close to the house when it happened but Azwaj managed to maneuver it safely to a petrol kiosk to top up the brake liquid.

Yeap.. time to move on..

Cheerio…

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Bella

Bundle of Joy

I got so many pregnant friends right now that I think I may have missed the fertility sprinkle a few months back.. lol! Anyway…the arrival of your precious bundle of  joy must be one of the most important days of  your life, so why not use Paper Culture baby announcements to announce the news to the whole world, or least to your family and friends. I know I would love to receive one of this cards to share your joy.

Cheerio…

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